• Phone:

    +91 7860010011

  • Email:

    contact@relookcapital.com

  • Office Address: B-2 , 2/91, Vibhuti Khand.
    Gomti Nagar.Lucknow-226010. UP

  • Registered Address : 204, Prem Vihar . Sector 62. Noida. Pin -201309. UP

Home Loan

A home is more than just walls and a roof — it’s a place where life happens, where love and laughter live, and where every corner tells a story. It’s where we find comfort, build dreams, and create memories that last a lifetime. A home reflects our identity and provides the foundation for a secure and fulfilling life.

At Relook Leasing & Finance Pvt. Ltd., we understand the emotional and financial significance of owning a home. That’s why we are committed to supporting your journey with flexible and affordable home loan solutions. With some of the most competitive interest rates in the industry, we aim to make homeownership accessible and stress-free for everyone.

7.8%

Interest Rate

7.85% p.a. onwards

85%

Loan Amount

up to 85% of the property value

25

Tenure

up to 25 years

2%

Processing Fees

0.5% to 2% of loan amount

Service benefits

  1. Competitive Interest Rates:
    1. Rupee Boss offers lowest home loan interest rate, ensuring affordability and favourable monthly repayments.
  2. Flexible Loan Amounts
    1. Whether you need a small loan for a modest home or a larger sum for a luxurious property, Rupee Boss provides the simplest home loan process and to help you get the home you desire!
  3. Quick Approval and Disbursement:
    1. Time is of the essence when it comes to purchasing or constructing a home. With Rupee Boss, you can easily apply for a home loan and expect quick approval and hassle-free disbursement of funds, ensuring that you can seize the opportunity without delay.
  4. Transparent Process:
    1. Rupee Boss maintains transparency throughout the home loan process, providing clear terms and conditions, fees, and charges. You can trust us to keep you informed and ensure a smooth borrowing experience.
  5. Dedicated Customer Support:
    1. Our team of dedicated customer support professionals is always ready to assist you with a simple home loan process . Whether you have questions about eligibility for home loan, need guidance, or require any assistance, we are here to provide you with the support you need.

Eligibility Criteria

Criteria Details
Age Limit 18 – 65 years (must not be older than 70 by the time the home loan matures)
Nationality Indian Residents, Non-Resident Indians (NRIs), and Persons of Indian Origin (PIOs)
Minimum Income Salaried: ₹25,000 per month
Self-Employed: ₹2 lakh per annum
(varies across lenders & locations)
Minimum Work
Experience		 Salaried: 2 years
Self-Employed: 5 years
Credit Score Preferably 750 and above
(varies across lenders)

Home Loan Interest Rates

Bank/NBFC Rate of Interest
Axis Bank 8.55% – 9%
Bank of Baroda 8.55% – 9%
FedFina 8.55% – 9%
HDFC Bank 8.55% – 9%
ICICI 8.55% – 9%
Kotak 8.55% – 9%
SBI 8.6% – 9%
HSBC 8.65% – 9%
Deutsche Bank 8.75% – 9%
Bajaj Finance 8.75% – 9.25%
Aditya Birla 9% – 9.75%
AU Bank 9% – 9.75%
L&T Finance 9% – 10%
PNB 9% – 12%
Indiabulls 9.25% – 10.5%
SCB 9.5% – 10%
Mahindra Home Finance 9.5% – 10.5%
IDFC 9.5% – 10.5%
Piramal 9.5% – 10.5%
Axis Finance 9.75% – 10.5%
Primal Capital Finance 9.75% – 10.5%
DCB Bank 9.75% – 10.5%
Tata Capital 9.75% – 10.75%
Yes Bank 9.75% – 10.75%
Fullerton 9.75% – 10.75%
Avanse 11.5% – 12.5%
Vastu Housing Finance 12% – 15%
Shriram Finance 12.5% – 14%

Documents Required

Self-Employed Individuals

  • KYC (Photo, PAN, Aadhar Card of all Applicants & Co-applicants)
  • Utility Bill (Electricity)
  • Business Proof:
    • Gumasta License (Proprietor)
    • Company PAN / Partnership Deed (Partnership)
    • Company PAN / MOA / AOA / Incorporation Cert. / Director List (Pvt. Ltd.)
  • Udyam Certificate
  • 1 Year GST Return
  • Last 2 years ITR (Company & Individual):
    • Acknowledgement
    • Computation of Income
    • Balance Sheet & P&L with Schedules
    • 3CD & 3CB if applicable
  • Last 12 months Current Account Statement
  • Last 6 months Saving Account Statement
  • NOC from Society/Builder
  • Cost Estimate for Property Construction (Cost Sheet)
  • Registered Sale Deed / Allotment Letter / Stamped Agreement (Original)
  • Occupancy & Completion Certificate
  • If OC not available, Plan Copy is required
  • If buying from Builder & under-construction, Cost Sheet is required

Salaried Individuals

  • KYC (Photo, PAN Card, Aadhar Card of Applicant & Co-applicant)
  • Latest 3 months’ Salary Slips
  • 12 months bank statement (salary credited)
  • Utility Bill (Electricity/Gas)
  • 2 years Form 16
  • Company ID Card / Offer Letter / Visiting Card
  • NOC from Society/Builder
  • Cost Estimate for Construction (Cost Sheet)
  • Registered Sale Deed / Allotment Letter / Stamped Agreement (Original)
  • Receipts of Advance Payments (Original)
  • Occupancy & Completion Certificate
  • If OC is not available, Plan Copy needs to be provided

Note: The above list is indicative. Your lender may request additional documents.

Frequently Asked Questions

The eligible loan amount depends on your income, credit score, age, employment type, property value, and liabilities. Our loan specialists help you get the best deal based on your profile.

Yes, NRIs and PIOs are eligible for home loans in India. We offer tailored solutions with simplified documentation and processing for NRI clients.

Common reasons include low credit score, unstable job, high existing debts, incomplete documentation, or property not meeting legal/technical standards.

For under-construction properties, loan is disbursed in parts based on construction stages and builder’s demand letter. Disbursement is done directly to the builder.

Close family members such as spouse, parents, siblings, or working children can be co-applicants. Adding co-applicants can improve loan eligibility.

Yes. Floating-rate loans can usually be prepaid without any charges. Fixed-rate loans may attract minimal prepayment penalties based on lender policy.

Pre-EMI interest is the interest paid on the partially disbursed loan amount before the full disbursement is made and EMI starts.

We specialize in providing customized financial solutions with fast processing, transparent service, and competitive interest rates — especially in the Healthcare and MSME sectors.

Yes, a top-up loan can be availed if your repayment track record is good and you have an active loan with sufficient tenure and eligibility remaining.

Charges may include processing fee, legal/technical charges, documentation fee, stamp duty, and insurance costs. These vary by lender and loan amount.

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