• Phone:

    +91 7860010011

  • Email:

    contact@relookcapital.com

  • Office Address: B-2 , 2/91, Vibhuti Khand.
    Gomti Nagar.Lucknow-226010. UP

  • Registered Address : 204, Prem Vihar . Sector 62. Noida. Pin -201309. UP

Project Loan

A Project Loan is a type of funding specifically designed to support large-scale business or infrastructure projects. It is a secured loan offered against future project cash flows or collateral, such as assets or property. These loans are ideal for businesses or entrepreneurs looking to finance new ventures, expand operations, or undertake capital-intensive developments.

One of the key advantages of a project loan is the higher loan amount available, often tailored to match the specific requirements and scale of the project. Lenders typically assess the project's feasibility, expected returns, and repayment capacity before disbursing the loan.

Project loans also offer flexible repayment tenures, usually ranging from 5 to 15 years, enabling manageable EMIs based on the project's cash flow projections. Moreover, the loan can be used for a variety of project-related expenses — such as construction, equipment purchase, technology upgrades, or working capital — making it a versatile financing option for long-term growth.

0.25% to 2% of Loan Amount

Loan Processing Fees

Nill

Loan Cancellation

As per actual

Legal Fees

Nill to 4% (According to bank /NBFC)

Foreclosure

Features and Benefits of Our Project Loan

  1. Secured Funding:
    1. Project Loans are typically secured against future cash flows, project assets, or collateral such as land, equipment, or property. This lowers the risk for the lender and can help you secure better interest rates.
  2. High Loan Amount:
    1. The loan amount is based on the size, scale, and feasibility of the project. Compared to standard loans, project loans offer significantly higher funding to support large capital requirements.
  3. Flexible Tenure:
    1. Project loans come with extended repayment tenures — usually between 5 to 15 years — allowing businesses to align repayments with projected cash flows and reduce the burden of EMIs.
  4. Multi-purpose Usage:
    1. The funds can be used for a wide variety of project-related needs such as construction, equipment purchase, technology upgrades, infrastructure development, or working capital. There are no strict usage restrictions.
  5. Builds Business Creditworthiness:
    1. Timely repayment of a project loan can improve your business credit profile, strengthening your financial credibility for future funding requirements.

Eligibility Criteria for Project Loan

At Relook Leasing & Finance Pvt. Ltd. we offer customized Project Loan solutions to support your business growth and infrastructure development. To qualify, please review the eligibility requirements below:

Nationality :

The applicant must be an Indian citizen, either as an individual, partnership firm, proprietorship, LLP, or registered company. Valid documentation is required to establish identity and legal status.

Business Vintage & Financials :

Your business should have a stable operational track record, typically of 2–3 years or more, with consistent revenue generation. Financial statements, project reports, and projections are evaluated to assess viability and repayment capacity.

Project Feasibility:

A detailed project report, including cost estimates, timelines, ROI expectations, and funding requirements, is essential. The project must demonstrate commercial viability and long-term sustainability.

Credit History:

A healthy credit score (typically 700+ for individuals or a good business credit profile) increases your chances of approval. We also review past loan repayment behavior and overall financial discipline.

Collateral & Security:

The loan must be backed by project assets, property, or other acceptable collateral. The value and ownership of the asset must be clearly documented and legally valid.

Banking Relationship:

An existing relationship with Relook Leasing & Finance can offer faster approvals, better terms, and reduced charges. Prior positive engagements with us are a plus.

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Documents Required for Project Loan

To process your Project Loan application at Relook Leasing & Finance Pvt. Ltd. please ensure the following documents are submitted

  • Proof of Identity & Address
    • Aadhaar Card / PAN Card / Passport / Voter ID / Driving License
    • Utility bills or rent agreement for address proof
  • Proof of Business (for Companies/Firms/LLPs)
    • GST Registration, Trade License, or Company Incorporation Certificate
    • Partnership Deed / MOA & AOA (as applicable)
  • Project Proposal & Financial Projections
    • Detailed Project Report (DPR) including cost estimates, timelines, ROI, and funding structure
    • Projected income & expenditure statement
  • Proof of Income & Financial Statements
    • Audited balance sheets and profit & loss statements for the past 2–3 years
    • Income Tax Returns (ITRs)
  • Bank Statements
    • Last 6 months’ bank statements of the business and promoter(s)
  • Collateral / Property Documents
    • Title deed, valuation report, and other legal documents of assets pledged as security
  • KYC of Promoters / Directors
    • Identity and address proof of key stakeholders involved in the project

Frequently Asked Questions

A Project Loan is a long-term funding solution provided for business projects such as expansion, construction, equipment purchase, or infrastructure development.

The loan amount is determined based on your project’s size, feasibility, cost, projected returns, and collateral offered. Funding can range from a few lakhs to several crores.

Interest rates vary based on project risk, borrower profile, loan amount, and tenure. Generally, project loans offer competitive rates when secured with assets or cash flow.

You can apply online or visit our nearest branch. Submit a detailed project report, financials, and required documents. Our team will guide you through the assessment and approval process.

We fund projects across various sectors like manufacturing, healthcare, education, real estate development, and more, subject to feasibility and regulatory approvals.

Yes, project loans are usually secured against project assets, property, or other acceptable collateral. The collateral helps reduce the risk and secure better loan terms.

Repayment tenure typically ranges from 5 to 15 years, depending on project cash flows and loan structure. Flexible repayment options are available.

Yes, balance transfer is possible. You can shift your project loan to Relook for better interest rates, terms, or service experience — subject to eligibility and documentation.

Yes, if you have a good repayment track record and your project or collateral value allows, you may be eligible for a top-up on your existing loan.

Yes. You can foreclose or prepay your project loan. Some charges may apply based on the lender’s foreclosure policy, especially in case of fixed interest rates.

EMI Calculator

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